Welcome to Mercer’s presentations on USS benefits

As a member or prospective member of USS, you have access to a series of interactive presentations about the benefits and options offered by USS.

Your USS Pension Basics

Find out what you get with USS and how it works. The session covers:

  • What you get as a member
  • How you build up a USS pension
  • Tax relief as you save
  • What happens if you leave
  • Benefits for your loved ones
  • Life events that could affect your pension
Wednesday 26 March

9.30 AM

Understanding DC – saving in the Investment Builder

If you want to understand more about saving in the Investment Builder, this session covers:

  • How USS works
  • Making additional contributions
  • Transferring in to the Investment Builder
  • Your investment options and charges
  • Looking at what you might get
No webinars currently scheduled

Tax and your pension

A quick overview on tax relief and how income tax works when you take your pension. The session covers:

  • How you build a USS pension
  • How you benefit from tax relief
  • Income tax when you take your pension
  • The USS calculators available to help you
No webinars currently scheduled

Decisions after leaving USS

If you’ve stopped paying in, but not retired, this session covers what you need to know about:

  • How you built up a USS pension
  • Leaving your benefits with USS
  • Transferring out
  • Retiring and taking your benefits
  • Benefits for your loved ones
No webinars currently scheduled

Planning ahead for your retirement

It’s never too early to start a retirement plan, this session gives you an overview of the USS pension and how to get started with your planning:

  • How USS works
  • When you can retire
  • Your retirement options
  • How to work out what you’ll get
  • Work out what you’ll need
  • What to do next
No webinars currently scheduled

Approaching Retirement

If you’re paying in and looking to take some of your benefits, this session covers the basics of what you need to know:

  • How your benefits build up in USS
  • When you can take your benefits
  • What retirement options you have
  • State Pension
  • The retirement process at USS
Wednesday 26 March

12.00 PM

Understanding DC – taking savings from the Investment Builder

If you have savings in the Investment Builder and want to know more about taking them, this session covers:

  • •How to find out what savings you have
  • Options you have with your savings
  • Information for members with Prudential (MPAVC) savings
  • Taking DC savings and the impact on future tax relief
  • The USS calculators available to help you
Wednesday 26 March

2.30 PM

Focus on Pension Tax

A more in-depth session on tax allowances if you are making, or have, significant pension savings. The session covers:

  • Annual Allowance (AA), including Tapered Annual Allowance (TAA) and Money Purchase Annual Allowance (MPAA
  • The Lump Sum Allowance (LSA) and Lump Sum & Death Benefit Allowance (LSDBA)
  • Managing tax with USS – Enhanced Opt Out, Voluntary Salary Cap, Scheme Pays
  • The USS calculators available to help you
No webinars currently scheduled

USS are giving you the opportunity to attend a live webinar event hosted by a pensions professional from Mercer where you will be able to ask questions about the information in the presentation. A webinar is an engaging online event where a speaker, or small group of speakers, deliver a presentation to a group of people to learn about a topic. Webinars allow participants to submit questions, respond to polls and use other available interactive tools.

Registering is easy (and free) – just click the links above to register for the session you want to attend, fill in your name and email address, and then you will be sent an email with further details and a calendar invitation. Don’t worry if you register and then can’t attend. You can cancel your registration at any time, but you may wish to remain registered even if you can’t attend and then we will send you the post session information pack.

For any queries, please contact us at USSpresentations@mercer.com or telephone on 0330 808 5189.